We know that death and ill health are traumatic experiences that can have severe financial implications on the family unit. Conroy Financial Planning can guide you on the appropriate protection that you should have in place, should such events occur, to ensure that you and your family are financially secure.
Personal
Even if you already have some protection in place, you need to consider if this is enough or the right type of cover. You should ask yourself the following questions:
1. Is my cover sufficient to clear the mortgage balance and if so, is there any excess cover above this that would help my family with living costs?
2. Am I covered in the event of being diagnosed with a critical illness or being off work due to sickness or an accident?
3. Have my policies been placed in a Trust to ensure speedy and accurate payment of the death benefits?
If the answer to any of the above is ‘No’ then get in touch for a no obligation review of your protection needs.
Business
In addition to protecting your family, the importance of having protection in place to make sure that the financial implications of death and illness of business owners, directors and key employees are covered should not be underestimated.